This is exactly the problem delegation solves. I’d say the majority of users fit your bill. We dont expect every user to be an expert, what we want is for every delegate to be an expert, then the non-experts delegate their votes to the experts who can vote accordingly.
Thus I believe the average users should be rewarded for delegating, and in my write up I recommend those who assign their votes to a delegate actually earn more than if they vote themselves. This is to encourage users to defer to the experts, which would improve the value of the votes.